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Owner Occupied

Build Your Future!

Have you ever considered buying a duplex, living in one side and renting out the other?

Build equity and enjoy monthly payments – your renter next door makes your mortgage payment for you.

In a few years you’ll move on and have your own investment property.

 

Sample Financing

Down payment for purchase – $4,900-$7,000

Closing costs – $1,340

Financed amount – $135,000

Type of loan – 30-year fixed mortgage

Interest   Rate – 5 percent

Monthly payment loan amount – $725

Monthly Taxes/Insurance* – $200

Total payment – $925

 

Income and Qualification*

Rental income from second unit – $775-850

75 percent of rental income ($750) – $562.50

Monthly payment to qualify – $363

Monthly payment out of pocket – $175

*This is an example and individual qualifications may differ.

 

Sample Property

3 BR 2 BA Duplex, 1,250 square feet per side, one level, large rooms

West side, cul-de-sac

 

 

 

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